ACNB Corporation is pleased to offer our shareholders the opportunity to participate in our Dividend
Reinvestment and Stock Purchase Plan. For your review, there is a prospectus that
outlines the details
of this plan.
All registered ACNB Corporation common stock shareholders are eligible to participate in the plan.
Shareholders may participate in the plan with respect to all or any portion of
their shares so long as participants enroll at least 100 shares of the
Corporation's common stock. Participation in the plan is entirely voluntary.
Shareholders may enroll or withdraw at any time, in accordance with the terms and conditions of the plan.
In addition to providing a convenient way to buy additional shares of ACNB Corporation common stock by
reinvesting your dividends, the plan also provides a way for you to make voluntary cash payments to purchase
additional shares of common stock. The stock purchases are made on your behalf without you paying any
service fees or brokerage commissions. We encourage you to review the terms and conditions of the plan
carefully, as well as to retain the prospectus for future reference.
The shares of ACNB Corporation common stock and any monies held in the ACNB Corporation Dividend Reinvestment
and Stock Purchase Plan are not savings accounts, deposits, or other obligations of any bank and are not
insured by the Board of Governors of the Federal Reserve System, Federal Deposit Insurance Corporation,
or any other governmental agency. Further, no interest will be earned on any funds held by the plan
administrator prior to their investment. Investment in our common stock, as with any investment in common
stock, involves investment risks, including the possible loss of
principal.
Continental Stock Transfer &
Trust Company is the plan administrator. You may enroll in the plan by contacting
Continental at 1.800.509.5586 or visit Continental and
select ACNB Corporation. If you have any questions about the plan, we recommend that you call Continental, the plan
administrator, at 1.800.509.5586. You may also contact Lynda
Glass, Executive Vice President/Secretary & Chief Governance Officer of ACNB Corporation, at
717.339.5085.
Thank you for your interest in ACNB Corporation.
ACNB Corporation Dividend Reinvestment and Stock Purchase Plan Prospectus dated November 18, 2022