Deposit Loan Composition

Financial Highlights
2019 FQ2 YTD
6/30/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
2015 FY
12/31/2015
Loan Composition (%)
Total Gross Loans($000) 1,282,273 1,302,873 1,245,906 909,680 854,795
Gross Loans HFI Growth (3.56) 4.69 37.04 6.44 6.72
1-4 Family Loans/ Loans 32.83 33.34 34.23 38.39 41.88
Multifamily Loans/ Loans NA NA 3.29 3.70 3.93
Commercial Real Estate Loans/ Loans NA NA 36.31 31.44 30.05
Commercial & Multifamily Real Estate Loans/ Loans 43.21 42.14 39.61 35.13 33.99
Real Estate Loans/ Loans 76.03 75.49 73.84 73.52 75.87
Construction & Development Loans/ Loans 1.60 1.56 2.86 1.68 1.57
Home Equity Loans/ Loans 8.64 8.47 8.66 7.72 7.05
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans 0.07 0.05 0.05 0.06 0.07
Other Consumer Loans/ Loans 1.04 1.06 1.27 1.55 1.64
Consumer Loans/ Loans 9.75 9.58 9.98 9.34 8.76
Commercial Loans/ Loans 12.61 13.37 13.33 15.46 13.80
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0 0 0 0 0
Deposit Composition (%)
Total Deposits($000) 1,377,277 1,348,092 1,298,492 967,621 912,980
Deposit Growth 4.33 3.82 34.19 5.98 8.06
Transaction Acct Deps/Tot Deps NA NA NA NA NA
Savings Acct Deps/Tot Deposits NA 38.34 38.64 42.86 39.88
Money Mkt Deps/Tot Deposits NA NA NA NA NA
MMDA & Savings/Total Deposits NA NA NA NA NA
Retail Time Deps/Tot Deposits 15.76 14.98 15.22 15.96 17.35
Jumbo Time Deposits/ Deposits 13.49 12.32 12.05 9.04 9.69
Tot Time Deposits/Tot Deposits 29.25 27.31 27.27 25 27.04
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 70.75 72.69 72.73 75 72.96
Core Deposits/Total Deposits 86.51 87.68 87.95 90.96 90.31
Noninterest-bearing Deposits/ Deposits 22.17 22.43 21.52 18.66 18.21
Interest-bearing Deposits/ Deposits 77.83 77.57 78.48 81.34 81.79
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.