Deposit Loan Composition

Financial Highlights
2020 FQ2 YTD
6/30/2020
2019 FY
12/31/2019
2018 FY
12/31/2018
2017 FY
12/31/2017
2016 FY
12/31/2016
Loan Composition (%)
Total Gross Loans($000) 1,739,411 1,275,007 1,302,873 1,245,906 909,680
Gross Loans HFI Growth 72.44 (2.29) 4.69 37.04 6.44
1-4 Family Loans/ Loans 25.74 32.09 33.34 34.23 38.39
Multifamily Loans/ Loans NA 2.76 2.93 3.29 3.70
Commercial Real Estate Loans/ Loans NA 41.80 39.22 36.31 31.44
Commercial & Multifamily Real Estate Loans/ Loans 44.28 44.56 42.14 39.61 35.13
Real Estate Loans/ Loans 70.02 76.64 75.49 73.84 73.52
Construction & Development Loans/ Loans 2.39 2.08 1.56 2.86 1.68
Home Equity Loans/ Loans 6.60 8.49 8.47 8.66 7.72
Credit Card Loans/ Loans 0 0 0 0 0
Vehicle Loans/ Loans NA 0.06 0.05 0.05 0.06
Other Consumer Loans/ Loans NA 1 1.06 1.27 1.55
Consumer Loans/ Loans 7.39 9.55 9.58 9.98 9.34
Commercial Loans/ Loans 20.20 11.73 13.37 13.33 15.46
Foreign Loans/ Loans 0 0 0 0 0
Other Loans/ Loans 0 0 0 0 0
Unearned Income and Other Adjustments/ Loans 0 0 0 0 0
Deposit Composition (%)
Total Deposits($000) 2,032,801 1,412,260 1,348,092 1,298,492 967,621
Deposit Growth 87.88 4.76 3.82 34.19 5.98
Transaction Acct Deps/Tot Deps NA NA NA NA NA
Savings Acct Deps/Tot Deposits NA 38.08 38.34 38.64 42.86
Money Mkt Deps/Tot Deposits NA NA NA NA NA
MMDA & Savings/Total Deposits NA NA NA NA NA
Retail Time Deps/Tot Deposits NA 15.52 14.98 15.22 15.96
Jumbo Time Deposits/ Deposits NA 13.36 12.32 12.05 9.04
Tot Time Deposits/Tot Deposits 24.04 28.88 27.31 27.27 25
Foreign Deposits/Total Deposits 0 0 0 0 0
Other Deposits/Total Deposits 0 0 0 0 0
Non-CDs/Total Deposits 75.96 71.12 72.69 72.73 75
Core Deposits/Total Deposits NA 86.64 87.68 87.95 90.96
Noninterest-bearing Deposits/ Deposits 27.74 22.26 22.43 21.52 18.66
Interest-bearing Deposits/ Deposits 72.26 77.74 77.57 78.48 81.34
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.